HOW SOME ELECTRONIC CIGARETTE USERS AVOID HIGHER RATES ON HEALTH INSURANCE

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It’s really not surprising that insurance companies charge higher rates for smokers. After all, smoking puts you at increased risk for cancer, heart disease, and stroke. This year, the introduction of the Affordable Care Act, or ObamaCare, has caused premiums to go even higher for smokers with insurers sometimes charging 50% more if you use tobacco products.

However, once you switch to electronic cigarettes, is it fair that you should continue to pay the higher rates? After all, electronic cigarettes do not contain tobacco and they reduce the health risks associated with smoking. These products do not emit smoke and do not contain tobacco, tar, or any of the many carcinogens known to exist in combustible cigarettes. For many vapers, the potential surcharges are reason for pause when filling out insurance applications.

Typically, consumers are asked two key questions that determine if they will have to pay the higher rates: Do you currently use tobacco products? Are you currently using any smoking cessation products? Vapers must think carefully before answering these questions. On one hand, electronic cigarettes do not contain tobacco so technically, vapers can easily answer no to the first question. However, the second question can make things a little tricky.

The FDA has not approved electronic cigarettes for smoking cessation, but many people use them in that way. So if a consumer has completely stopped using cigarettes and is only vaping, then the answer to both questions might be “No” and the surcharge would be waived. In fact, the only way the insurer will even know that the consumer uses electronic cigarettes is if the information is volunteered.

Ultimately, each consumer will have to decide how to answer application questions until the FDA officially regulates electronic cigarettes and forces a legal definition. At that point, insurers will most likely be forced to automatically classify electronic cigarettes as tobacco products, forcing vapers to pay the higher rates.

 

Why Should You Choose Electronic Cigarettes And Not Traditional Cigarettes?

There have been introduction of different versions of electronic cigarettes in the market. Of late, one can enjoy his or her smoking experience due to the introduction of electronic cigarettes in the market. The benefits that this has brought compared to their traditional counterparts are incredible.  One of these is the fact that they do not pose any risk of fore. Statistics have shown that many people who are killed, is as a result of house fires which is mostly caused by either electricity failure or cigarettes smoking. This has been reduced greatly by the introduction of electronic cigarettes. They don’t produce fire leave alone smoke.

There are different full kits that one can buy in this respect, which contain all a smoker may need. One of these kits is the Premium evade Starter Kit. This electronic cigarette kit provides you with a healthier alternative in smoking. At the same time, there is no harm to yourself or the people who surround you. In addition, this pack does not contain any tar, poisons, tobacco or even nicotine which are considered hazardous. As you use the product, you will observe that there is no production of carbon monoxide which is associated to environmental pollution including posing great threat to human life.

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One other thing that cannot be underestimated is that while using this product, there is no any smell that is produced. At the same time, there is also no smoke or flames or even burns that one will experience. This means that one can consume this product at any given places such as in hospitals, police stations or any other public places. It also imperative to note that the Premium evade Starter Kit is portable and therefore, one can carry it where he or she goes. In addition, when it comes to cleaning, this electronic cigarette is the easiest that you can have. Production of vapour is excellent and no leaking is experienced.

Why Electronic Cigarettes Are the Best Option

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Smoking is such a great experience to any smoker. It brings a sigh of relief and contentment. However, there are risks which are associated with smoking. Most of these risks are mostly associated with diseases such as cancer and also cardiovascular diseases. Nowadays, these risks have been tremendously reduced by the introduction of electronic cigarettes which give smoker such a wonderful smoking experience while at the same time taking care of his or her health and other concerns. Electronic cigarettes are advantageous unlike traditional cigarettes because they don’t produce harmful substances. Traditional cigarettes have been described as hazardous and health experts never recommend them to anyone.  Another undesirable side effect of these cigarettes is the production of smoke or smell while smoking. This is not the case in electronic cigarettes, since there is no any production of such smoke or smell. This means that you can use electronic cigarettes anywhere you are.

In addition, there are many electronic cigarette starter kitswhich one can buy and enjoy this experience. A good example is the Silver Starter Kit with LCD. This kit has been designed in the UK. It comes in two colours which are black and silver. It is one of the Premium Quality Gift boxes that have all what you need while using electronic cigarettes. The battery capacity is high and therefore one can be served for long period of time depending on how frequent he or she is using it.

There are several benefits associated with electronic cigarette starter kitswhich include the fact that is portable and therefore one is sure to move with it anywhere without difficulty.  At the same, just like many others kits, your smoking experience is great as there is no production of smoke or smell. This means that you can be sure of using it wherever you are without making other people around you uncomfortable.

Why Should You Choose Electronic Cigarettes And Not Traditional Cigarettes?

There have been introduction of different versions of electronic cigarettes in the market. Of late, one can enjoy his or her smoking experience due to the introduction of electronic cigarettes in the market. The benefits that this has brought compared to their traditional counterparts are incredible.  One of these is the fact that they do not pose any risk of fore. Statistics have shown that many people who are killed, is as a result of house fires which is mostly caused by either electricity failure or cigarettes smoking. This has been reduced greatly by the introduction of electronic cigarettes. They don’t produce fire leave alone smoke.

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There are different full kits that one can buy in this respect, which contain all a smoker may need. One of these kits is the Premium evade Start Kit. This electronic cigarette kit provides you with a healthier alternative in smocking. At the same time, there is no harm to yourself or the people who surround you. In addition, this pack does not contain any tar, poisons, tobacco or even nicotine. As you use the product, you will observe that there is no production of carbon monoxide which is associated to environmental pollution including posing dangers to human life

One other thing that cannot be underestimated is that while using this product, there is no any smell that is produced. At the same time, there is also no smoke or flames or even burns that one will experience. This means that one can consume this product at any given places such as in hospitals, police stations or any other public places. It also imperative to note that the Premium evade Starter Kit is portable and therefore, one can carry it where he or she goes. In addition, when it comes to cleaning, this electronic cigarette is the easiest that you can have. Production of vapour is excellent and no leaking is experienced.

 

A Healthier Way of Smoking Electronic Cigarettes

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It is every smoker’s pleasure to feel great when smoking cigarette. Lately, the new and healthier cigarette smoking experience has been perfected by the introduction of electronic cigarettes in the market. Electronic cigarettes were introduced just a couple of years back-in 2004. From then, the products have offered smokers a healthier and safer way in smoking not only in the UK but the world over.  There are many advantages that have been brought about by the introduction of electronic cigarettes into the market.

One of these is that most of these cartridges do not contain nicotine. This is a substance that is associated with heart diseases and also cancer. It is also responsible for the addictive nature of smokers. Therefore, the use of cheap electronic cigarettes helps to minimize this kind of behaviour that smokers are subjected to.

In addition, one can purchase a pack that contains all what you need in your smoking experience. A good example is the Premium BlackPearl Starter Kit. This is a Premium Quality gift pack. By purchasing this kit, one can be sure of using it anywhere. This is because there is no harm to those near you. It means that you can use it in public places, restaurants, hospital or even in police stations! At the same time, there is no production of smell or smoke, burns or flames. Therefore, it is completely safe to use this product at anytime and in any place. However, it is good to point out that this pack does not include the e-Liquid. Another aspect is that one can carry the park anywhere since it is very portable and convenient. It cannot also be forgotten to mention that, it is easy to clean and there is no leaking that one should expect to experience but the production of vapour is sufficient for the smoking experience.