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HOW SOME ELECTRONIC CIGARETTE USERS AVOID HIGHER RATES ON HEALTH INSURANCE

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It’s really not surprising that insurance companies charge higher rates for smokers. After all, smoking puts you at increased risk for cancer, heart disease, and stroke. This year, the introduction of the Affordable Care Act, or ObamaCare, has caused premiums to go even higher for smokers with insurers sometimes charging 50% more if you use tobacco products.

However, once you switch to electronic cigarettes, is it fair that you should continue to pay the higher rates? After all, electronic cigarettes do not contain tobacco and they reduce the health risks associated with smoking. These products do not emit smoke and do not contain tobacco, tar, or any of the many carcinogens known to exist in combustible cigarettes. For many vapers, the potential surcharges are reason for pause when filling out insurance applications.

Typically, consumers are asked two key questions that determine if they will have to pay the higher rates: Do you currently use tobacco products? Are you currently using any smoking cessation products? Vapers must think carefully before answering these questions. On one hand, electronic cigarettes do not contain tobacco so technically, vapers can easily answer no to the first question. However, the second question can make things a little tricky.

The FDA has not approved electronic cigarettes for smoking cessation, but many people use them in that way. So if a consumer has completely stopped using cigarettes and is only vaping, then the answer to both questions might be “No” and the surcharge would be waived. In fact, the only way the insurer will even know that the consumer uses electronic cigarettes is if the information is volunteered.

Ultimately, each consumer will have to decide how to answer application questions until the FDA officially regulates electronic cigarettes and forces a legal definition. At that point, insurers will most likely be forced to automatically classify electronic cigarettes as tobacco products, forcing vapers to pay the higher rates.

 

NUMBERS DON’T LIE: YOU’RE MORE LIKELY TO BE POISONED BY TOOTHPASTE THAN E-LIQUID

Over the past two weeks, there has been a virtual firestorm as outraged vapers protest a recent article in the New York Times, which described e-liquids as dangerous and even deadly. Like most coverage from the mainstream media, The Times focused on electronic cigarettes as a lethal option and completely ignored the benefits that vaping can offer smokers.

Forget the fact that electronic cigarettes eliminate thousands of carcinogens. Ignore the fact that there is no tobacco, no tar, no ash, and no smoke. All they want you to think about is e-liquid and the fact that it contains – gasp! – Nicotine.

There is no denying that nicotine is a stimulant and drinking e-liquid could theoretically kill you. However, there has never been a single death by accidental e-liquid ingestion. The Times ignored the lack of fatalities and focused on e-liquid related calls to Poison Control, which totaled 1,300 in 2013. Around a quarter of those calls resulted in visits to a hospital. If you look at the booming electronic cigarette industry and the massive sales volume of electronic cigarettes last year, the number of calls to poison control is actually very minimal.

If you take a look at the 2012 report from the National Poison Data System, there are a number of substances that case far more poisoning emergencies and fatalities. There were 193,443 reported cases of poisoning from household cleaners. Alcoholic beverages led to 54,445 calls to Poison Control and believe it or not, toothpaste led to 20,206 reported cases of poisoning.

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When you think about over 20,000 people poisoned by toothpaste, those 365 hospital visits related to e-liquid seem almost insignificant. If the incidence of e-liquid poisoning increased to 15 times higher than 2013, it would still be less common than toothpaste poisoning. So if we are going to depict e-liquid as deadly and ban it out of fear of poisoning, it’s only fair that we outlaw the more deadly substances like household cleaners, alcoholic beverages, and yes – even toothpaste.

ABSTINENCE VS HARM REDUCTION

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Every day 1,200 people die from tobacco related cancer. Smoking tobacco is the biggest cause of preventable death in the world. There are two types of thought on how to address this problem:

Tobacco abstinence and tobacco harm reduction.

 Both of these methods have their pros and cons, however in light of the recent electronic cigarettes popularity, tobacco harm reduction is gaining support from tobacco users and professionals.

Tobacco Abstinence Hypothesis

When it comes to preventing tobacco related deaths and diseases, there has always been one goal, get smokers to quit smoking, or tobacco abstinence

But there is a massive problem with this idea of abstinence. Smokers who want to quit face extremely low odds. Less than 7% of smokers this year will succeed. Of the smokers who do succeed, many risk relapsing for the rest of their life.

Nicotine is one of the most additive substances there is, if not the most addictive substance in the world. It does not help that tobacco companies adds over 601 chemicals to tobacco to make them more addictive. It is extremely difficult to keep people from smoking once they start.

But there is another theory…

Tobacco Harm Reduction (THR) Hypothesis

THR splits tobacco into two parts: the harm caused by smoke and tar, and the harm caused by nicotine. Because nicotine addiction is the main problem when it comes to getting smokers to quit smoking, THR theory looks at the harm caused by nicotine itself compared to the harm caused by smoking. The good news is that nicotine is fairly safe in low doses, comparable to caffeine in effects and dangers.

So in short, THR aims to give smokers who are unable to quit smoking an alternative source of nicotine to reduce tobacco harm.

Any type of smokeless tobacco is considered a form of tobacco harm reduction because it does not involve smoke or tar. This typically includes chewing tobacco, tobacco strips-lozenges-stick-gum, and electronic cigarettes.

Nobody is going to claim these products are 100% safe, but many claim they are safer than smoking tobacco. It is another way to approach the problem, and it is gaining popularity quickly thanks to electronic cigarettes.

THE 13 BIGGEST MYTHS ABOUT THE ELECTRONIC CIGARETTE

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Myth 1:  Electronic cigarettes are dangerous because they contain nicotine, which is bad for your health.
Fact :  This is plain nonsense. Though nicotine is highly addictive, the effects on the human body are very small. Traditional cigarettes contain many more toxins that are harmful to the human body.

Myth 2:  Electronic cigarettes could be dangerous because nobody knows the ingredients.

Fact:  This is simply not true, as long as you choose a company that is open and honest about what they do, they should disclose a full ingredient list.

Myth 3: These devices can explode in your hands or face.

Fact: This is false, as long as you don’t mess around with the liquids or the actual device and disregard the instructions. Learn as much as you can beforehand, and you will find these devices will never explode.

 Myth 4: The cost of electronic cigarettes is very high.

Fact: This depends on the vendor. Iciga.co.uk has great offers and discount on prices. Overall, electronic cigarettes are cheaper in the long run than tobacco cigarettes.

Myth 5:  These devices cause cancer.

Fact:  There is research to totally dispel this myth. Electronic cigarettes do not contain harmful chemical likes tar and tobacco, which are carcinogens.

Myth 6: Electronic cigarettes are more addictive.

Fact: The nicotine in an electronic cigarette is no more addictive than nicotine in regular cigarettes.

Myth 7:  Second hand ‘vapour’ from electronic cigarettes is just like second-hand smoke.
Fact: Vapour is just that, vapour. Vapour does not contain smoke or tobacco by-products, and does not leave any lingering odours.

Myth 11: Electronic cigarette companies are luring in non-smokers

Fact:  Smart electronic cigarette companies don’t have to, as there is no proof of an increase in smoking due to these devices.

Myth 12:  Anti freeze is used in electronic cigarettes.
Fact: Anti freeze contains many highly toxic ingredients. PPG is a very safe and human-friendly ingredient used in antifreeze, but is in no way a toxic ingredient. It just happens that it’s used in antifreeze, just like water.
Myth 13: Minors are able to buy electronic cigarettes
Fact: Minors are not allowed to purchase these products. Most companies have an 18+ policy in place.

Why Should You Choose Electronic Cigarettes And Not Traditional Cigarettes?

There have been introduction of different versions of electronic cigarettes in the market. Of late, one can enjoy his or her smoking experience due to the introduction of electronic cigarettes in the market. The benefits that this has brought compared to their traditional counterparts are incredible.  One of these is the fact that they do not pose any risk of fore. Statistics have shown that many people who are killed, is as a result of house fires which is mostly caused by either electricity failure or cigarettes smoking. This has been reduced greatly by the introduction of electronic cigarettes. They don’t produce fire leave alone smoke.

There are different full kits that one can buy in this respect, which contain all a smoker may need. One of these kits is the Premium evade Starter Kit. This electronic cigarette kit provides you with a healthier alternative in smoking. At the same time, there is no harm to yourself or the people who surround you. In addition, this pack does not contain any tar, poisons, tobacco or even nicotine which are considered hazardous. As you use the product, you will observe that there is no production of carbon monoxide which is associated to environmental pollution including posing great threat to human life.

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One other thing that cannot be underestimated is that while using this product, there is no any smell that is produced. At the same time, there is also no smoke or flames or even burns that one will experience. This means that one can consume this product at any given places such as in hospitals, police stations or any other public places. It also imperative to note that the Premium evade Starter Kit is portable and therefore, one can carry it where he or she goes. In addition, when it comes to cleaning, this electronic cigarette is the easiest that you can have. Production of vapour is excellent and no leaking is experienced.

Why Electronic Cigarettes Are the Favourite

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There are many benefits related to Electronic cigarettes compared to traditional cigarettes. One of these is that the tar and toxins contained in tobacco smoke create a yellow film on the teeth of a smoker and leave yellow stains on their fingers. Electronic cigarettes do not contain tar, thus, user’s teeth do not become discoloured. Also among the benefits of electronic cigarettes is that unlike tobacco, they do not cause the bad breath which is associated with smoking.

In addition, unlike tobacco smoke, Electronic cigarette vapours do not leave a film of tar on car interiors and windows or even on surfaces in one’s homes that can be difficult to clean and create an unpleasant odour. Electronic cigarettes also do limit pollutants by releasing only water vapour and are the green, environmentally friendly alternative to smoking cigarettes.

At the same time, to some extent, most tobacco smokers have had hot ashes fall on clothing, which creates a scorched spot or burn hole. Cigarettes can fall out of ash trays and burn furniture and carpets. Electric cigarettes do not generate enough heat to burn fabric, hair, or skin; heat is generated only when the smoker is actively puffing on the device. Saving clothing and furniture from damage should be counted among the benefits of electronic cigarettes as well as a safety precaution, because most smokers know too well how expensive such damage can be.

Tobacco cigarettes must be lit with lighters or matches, In addition to burning at temperatures high enough to ignite surrounding substances. Thousands of fires are attributed to careless disposal of lit cigarette or inappropriate use of lighters or matches. This is eliminated by electronic cigarettes since because they don’t use combustion in their nicotine delivery system. At the same time Electronic cigarettes are powered by rechargeable batteries making them last long 

Why Should You Choose Electronic Cigarettes And Not Traditional Cigarettes?

There have been introduction of different versions of electronic cigarettes in the market. Of late, one can enjoy his or her smoking experience due to the introduction of electronic cigarettes in the market. The benefits that this has brought compared to their traditional counterparts are incredible.  One of these is the fact that they do not pose any risk of fore. Statistics have shown that many people who are killed, is as a result of house fires which is mostly caused by either electricity failure or cigarettes smoking. This has been reduced greatly by the introduction of electronic cigarettes. They don’t produce fire leave alone smoke.

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There are different full kits that one can buy in this respect, which contain all a smoker may need. One of these kits is the Premium evade Start Kit. This electronic cigarette kit provides you with a healthier alternative in smocking. At the same time, there is no harm to yourself or the people who surround you. In addition, this pack does not contain any tar, poisons, tobacco or even nicotine. As you use the product, you will observe that there is no production of carbon monoxide which is associated to environmental pollution including posing dangers to human life

One other thing that cannot be underestimated is that while using this product, there is no any smell that is produced. At the same time, there is also no smoke or flames or even burns that one will experience. This means that one can consume this product at any given places such as in hospitals, police stations or any other public places. It also imperative to note that the Premium evade Starter Kit is portable and therefore, one can carry it where he or she goes. In addition, when it comes to cleaning, this electronic cigarette is the easiest that you can have. Production of vapour is excellent and no leaking is experienced.